Insurance

Struggling with rising hOA insurance costs?

Insurers are demanding proof of building condition and risk mitigation. We help HOA boards provide clear, defensible documentation —without unnecessary repairs or guesswork.

Support insurance discussions with defensible building insight.

Insurance premiums are rising across the country - and hOA boards are feeling it first.

Many insurers are:

  • Increasing deductibles.

  • Limiting Coverage.

  • Requiring additional inspections.

  • Declining renewal without better documentation.

Boards are left asking:

  • What exactly do Insurance Companies want?

  • How do we provide it?

It’s not about more repairs - it’s about better visibility.

Insurers want clear, credible answers to questions like:

    • What is the actual condition of the building?

    • Where does risk truly exist?

    • Has deferred maintenance been identified and planned for?

Generic reports and vendor opinions often aren’t enough.

MindMe technology provides… Independent, Engineering-led building insight.

  • Document current building condition.

  • Identify real vs. perceived talk

  • Support insurance discussions with defensible information

    We do not sell repairs or contraction service. Our role is clarity.

We use non-invasive scanning, engineering expertise, and clear reporting to help HOA boards.

Inspect

Study Digitally

  • 360 Degree Hi-Res Spectral

  • Thermal - Moisture Detection, Solar Panel Efficiency

  • LiDAR - Measure, As-Built Plans

identity

Assess with AI

  • Current Issues

  • Emerging Issues

  • Issue Size & Severity

  • Changes Over Time

report & Plan

Map Digitally

  • Geotagged Issues & Assets

  • Time & Date Stamped

  • Identify Claim Risks

  • Issue-specific SOW, RFP and Budgets

Track / Maintain

Monitor Property Health

  • Summary-view of All Issues

  • Dynamic Access to Reports & Status

  • Auto-send Violation & Notice Letters

HOA boards gain.

  • Stronger insurance conversations.

  • Fewer surprises during renewal.

  • Better alignment among conditions, risk, and planning.

Create Basis for a Rate Review: Clearly Documented Property Health Conditions PLUS Proactive Maintenance Plans

Start With Clarity — Eliminate Guesswork.